Real financial insights from active professionals — backed by years of experience.
Built for anyone serious about financial literacy.
Our practitioner pool
- All practitioners currently active in that specific domain
- In-person sessions only — not online
- Max 25 participants per session
- Groups
- Organisations & Institutions
- AMCs & Wealth Management Firms
A practitioner is not a trainer.
The person teaching you should still be doing it. Here's why that gap changes everything.
Conventional Trainers
- Focus on theory & concepts
- Curriculum based on past market conditions
- Generic case studies
- Limited focus on investor behaviour
- Learning ends with the classroom
Our Practitioners
- Blend theory with practical investment applications
- Content updated to reflect evolving market conditions
- Real-world portfolio and investment examples
- They manage money the same way they teach you to
- You step out with a clear plan of action with real numbers
Built for anyone serious
about financial literacy.
Whether it's a group of friends, a corporate team, or a firm looking to upskill — we design the session around your audience.
Groups
Register as the SPOC (primary contact) on behalf of your group. You coordinate with us — we handle everything else.
- Friends & Family
- Colleagues
- Residential Communities
- Walking & Interest Groups
- Study Circles
Organisations & Institutions
Any organisation looking to upskill its people on financial literacy — tailored to your workforce and context.
- Corporates
- Educational Institutions
- Hospitals
- Media & Production
AMCs & Wealth Firms
Client education or new-joiner onboarding — led by practitioners from within the same industry.
- Client Education
- New Joiner Onboarding
- RM & Advisor Upskilling
- Investor Awareness Events
All sessions capped at 25 participants — to keep the quality of conversation and interaction high.
What you'll learn.
Six focused modules — each led by a practitioner actively working in that specific area.
Foundations of Personal Finance
Budgeting, net worth, emergency funds, insurance, and tax basics — the complete foundation every adult needs before investing a single rupee.
Retirement & Goal-Based Financial Planning
Corpus calculation, NPS/EPF/PPF, goal-bucket planning, and handling competing financial goals — all in one session.
Equity Investing Simplified
From how markets work to reading financials, valuation ratios, and earnings reports — taught by an active equity analyst, not a textbook.
Debt & Fixed Income Investing
Bonds, G-Secs, debt mutual funds, yield, duration, and tax treatment — the fixed income universe decoded by an active portfolio manager.
Asset Allocation & Portfolio Construction
How to split a portfolio across asset classes, build for your risk profile, and rebalance — taught by someone actively making these decisions for real clients.
Investment Solutions & Portfolio Strategies
Mutual fund categories, SIP/STP/SWP mechanics, PMS and AIF, portfolio review frameworks, and tax-efficient investing — taught by a practising portfolio manager.
Book one module or bundle two into one sitting.
Two related modules, taught back-to-back by one practitioner, as a single 6-hour session — open to every audience.
6 hrs total
- 01Foundations of Personal Finance3 hrs
- 02Retirement & Goal-Based Financial Planning3 hrs
A complete personal-finance-to-retirement arc — get the foundation right, then plan toward the goals it's funding.
6 hrs total
- 01Equity Investing Simplified3 hrs
- 02Debt & Fixed Income Investing3 hrs
The two core asset classes covered together — how to evaluate and invest across equity and debt instruments in a single session.
6 hrs total
- 01Asset Allocation & Portfolio Construction3 hrs
- 02Investment Solutions & Portfolio Strategies3 hrs
Decide the allocation, then pick the instruments to execute it — strategy through to implementation in one session.
Bundling is open to all audiences. Groups booking a bundle need a minimum of 9 participants, instead of the usual 5, to make the longer session worthwhile.
How it works.
Tell us what you need. Here's how a session comes together once we're live in your city.
- 1
Pick a topic
Choose the area that fits your need — or a 6-hour bundle covering two related modules. Unsure? We'll guide you.
- 2
Join the waitlist
Share your audience type and group size (up to 25). Nothing is scheduled yet — you're on the list.
- 3
We map your city
We're still empanelling practitioners city by city. Once one matches your topic and your city, we reach out to plan the details with you.
- 4
Attend Session
In-person, focused session — max 25 people — led by a practitioner still active in that field.
What you walk out with.
Not notes. Not slides. A plan you can act on the same evening — built around your own numbers and goals.
Foundations of Personal Finance
- A personal budget framework mapped to your actual income and expense pattern
- Net worth snapshot built in the session — with one specific step to improve it within 30 days
- Emergency fund target calculated for your household size and income stability
- A ranked financial to-do list — what to fix before the first rupee is invested
Retirement & Goal-Based Planning
- Your personal retirement corpus number — calculated in the room with your own age, lifestyle cost, and inflation assumption
- A NPS / PPF / EPF contribution plan mapped to your current income and retirement timeline
- A personal goal-bucket map — each major goal with a timeline, target amount, and instrument match
- Monthly SIP amounts needed per goal — calculated in the room with your own numbers
Equity Investing Simplified
- A stock evaluation template — P/E context, growth rate, moat assessment, and red flag checklist
- Ability to read a basic earnings report and extract what matters — practised in the session
- A watchlist of 3–5 companies started in the room using the practitioner's shortlisting framework
- One valuation ratio calibrated to the current market — what's cheap vs. expensive right now
Debt & Fixed Income Investing
- A fixed income allocation framework — how to decide what portion of your portfolio belongs in debt and in which instruments
- A debt instrument comparison guide — FD vs. debt fund vs. bond vs. G-Sec across risk, return, liquidity, and tax
- Clarity on how RBI rate decisions affect your fixed income holdings — with a simple response framework
- A tax-efficiency checklist for debt investments — how to minimise the tax drag on fixed income returns
Asset Allocation & Portfolio Construction
- A personal allocation framework — how to split your investable surplus across asset classes based on your risk profile and timeline
- A model portfolio structure (conservative / moderate / aggressive) as a starting reference
- A rebalancing trigger framework — simple rules for when and how to adjust the portfolio
- A checklist of portfolio construction pitfalls most retail investors make
Portfolio & Investment Strategies
- A portfolio strategy document — your allocation across mutual fund categories, mapped to your risk profile and timeline
- A mutual fund shortlist framework — how to evaluate and compare funds within a category before committing
- A portfolio review checklist — what to look at, how often, and what triggers a change vs. staying the course
- A tax-efficiency action list — two or three moves to reduce the tax drag on your current portfolio
This isn't a certificate programme. There are no slides to take home. What you leave with is a working plan — built around your actual numbers, in the room, with a practitioner who can sense-check it on the spot.
Things people ask before they sign up.
Honest answers — no fine print.
- One person from your group registers as the SPOC (primary contact) on behalf of everyone. You share the group size, topic, and your venue details. We align a practitioner and confirm the details with you directly once we're live in your city. Your group takes care of the venue — we handle the rest, from practitioner match to logistics on our end.
- No. This is a firm policy, not a preference. During sessions, our practitioners are here purely to educate — no cross-selling, no product pitching, no collecting attendee details for commercial purposes. They have no commercial arrangement with any fund house, brokerage, or insurance company through this programme. The session is about frameworks, concepts, and your questions — nothing else. That said, practitioners are real professionals and you are adults — any interaction or connection that happens outside the session, on a voluntary basis, is entirely between you and them. We don't restrict that, and we don't pretend we can.
- No. iqcommune is an independent platform. Our practitioners may personally hold relevant certifications (CFP, NISM, etc.), but the sessions are not conducted on behalf of any regulator, distributor, or product company. This independence is deliberate — it's what keeps the content product-agnostic.
- Each session covers the framework and thinking behind a topic — not specific stock tips, fund recommendations, or portfolio advice. You'll leave understanding how to think about a problem, not with a list of things to buy. The practitioner will use real examples from their own work, but the goal is your literacy — not their portfolio.
- All sessions are in-person only. We believe the quality of conversation in a room — the ability to ask follow-up questions, read the room, and get a real-time answer — is central to how this works. Your group finalises the venue once it's formed, and we build the session around it.
- Yes. Organisational sessions work differently — you bring the group (your team), and we align the right practitioner around your team's needs. This covers corporates, educational institutions, hospitals, media & production houses, and any organisation looking to upskill its people. Sessions are tailored to your workforce's financial literacy level and specific needs. Please note that venue and basic infrastructure are to be arranged by your organisation. Use the "Join the Waitlist" form and select Organisations & Institutions as your audience type — we'll take it from there.
- Yes — for any audience. Two related modules can run back-to-back as a single 6-hour session, taught by one practitioner end to end. Three combinations are available: Foundations of Personal Finance paired with Retirement & Goal-Based Financial Planning; Equity Investing Simplified paired with Debt & Fixed Income Investing; or Asset Allocation & Portfolio Construction paired with Investment Solutions & Portfolio Strategies. Groups booking a bundle need a minimum of 9 participants (instead of the usual 5). Select your audience type and topic of interest in the "Join the Waitlist" form and we'll confirm bundle availability with you.
- We match the practitioner to the module by current role — not just credentials. Someone teaching Equity Investing Simplified is an active equity analyst. Someone covering Investment Solutions & Portfolio Strategies is currently structuring client portfolios. The match is made internally, before we confirm anything with you.
- It depends on your audience type.
Groups— Venue is your group's responsibility, same as our Organisation and AMC formats — a society clubhouse, an office room, a community hall, anything that fits. If you're not sure where to start, let us know your city and we're happy to point you to a few practical options other groups have used — the booking and any cost is on your group.
Organisations & Institutions (corporates, educational institutions, hospitals, media houses) — the venue and basic infrastructure (seating, projector or screen) are to be arranged by your organisation. This gives you flexibility to host the session in a familiar setting for your team. We handle the practitioner, content, and delivery.
AMCs & Wealth Firms — venue and setup are on your end. You know your space and your audience best. We focus entirely on the content and the practitioner match.
Try the numbers before you attend.
Six live calculators — one per module. Built on the same frameworks the sessions use. No sign-up, no data stored.
Foundations of Personal Finance
50/30/20 Budget Checker
Enter your monthly take-home. See instantly how your spending maps against the 50/30/20 benchmark.
Budget CheckerTry itNeeds (50%)₹30KWants (30%)₹18KSavings (20%)₹12K₹144K/yr goes to savings — over 10 years at 10% return that compounds to ₹25.2L.
Retirement & Goal-Based Planning
Retirement Corpus Calculator
Your age, monthly savings, and inflation. We calculate what you need at retirement and the SIP to get there.
Retirement CorpusTry itCorpus needed₹64.0LSIP required₹2K28 years to retirement. Assumed 6% inflation, 7% withdrawal-phase return, 20-year retirement window.
Equity Investing Simplified
P/E Valuation Quick-Check
Enter a stock's market price and EPS. Instant P/E verdict against the broad market benchmark.
Valuation CheckTry itP/E Ratio20.5×Market avg22×VerdictFairP/E of 20.5× is in line with market. Valuation is not the edge here — earnings quality is.
Debt & Fixed Income Investing
Post-Tax Return Comparator
FD vs. debt fund vs. G-Sec. Enter amount and tenure — see post-tax returns side by side.
Debt ComparatorTry itFD (post-tax)₹1.2LDebt Fund₹1.2LG-Sec₹1.2LAssumes 30% tax slab. Illustrative only — actual returns vary with rate cycles and tax slab.
Asset Allocation & Portfolio Construction
Portfolio Balance Scorecard
Enter your asset mix. Get a live balance score and rebalancing cue for your risk profile.
Portfolio ScorecardTry itBalance score6.0/10Gold + Cash15%Slightly off-target for Conservative. Target: ~30% equity, ~55% debt.
Investment Solutions & Portfolio Strategies
SIP Growth Visualiser
Monthly SIP + years + return rate. Watch your corpus build year by year.
SIP GrowthTry itInvested₹18.0LCorpus₹50.5LGains₹32.5L
If you are serious to improve your financial literacy
Tell us your topic and your group — we'll notify you the moment sessions open near you.
- No commitment — just early access
- Max 25 participants per session
- We'll notify you the moment sessions open in your city
Sessions in the room
Where it actually happens.
Photos from sessions conducted across India — real rooms, real conversations.
Attended a session? Share it on social media and tag @iqcommune — we feature the best ones here.